Best new home deals in Huntsville
The builder incentives worth knowing about right now, and what they do to your monthly payment. Pick the builder and price range you like, then text me and I'll send the homes that fit.
Same payment. More house. Brand new.
Builder rates are sitting well below the market rate. That lowers the monthly payment, which is the number you actually live with. Here's a $350,000 home both ways.
- Up to $30,000 in flex cash on select homes, for things like a fence
- Closing costs paid on select homes
- Inspection items fixed by the builder before you close
- Builder warranties after you move in, so no surprise repairs
Example only: $350,000 purchase, FHA loan with 3.5% down ($12,250), $337,750 base loan, 360 monthly payments. Principal and interest only; taxes, homeowners insurance, mortgage insurance and HOA dues are extra, so the actual payment will be higher. Market rate comparison: 7.5%, 30-year fixed (estimated APR about 8.24% on a comparable FHA loan with mortgage insurance). Builder rate shown is D.R. Horton's offer below; terms set by the builder's lender, subject to credit approval. Not all buyers will qualify.
This month's builder incentives
D.R. Horton
Rates as low as 4.99% on homes that close by November 30, 2026.
- $30,000 in flex cash, including a free fence
- All closing costs paid
- Builder home warranty
- Inspection items fixed by the builder before closing
Rate and APR set by D.R. Horton's preferred lender; subject to credit approval and loan program. Flex cash, closing costs and fence on eligible homes only. Not all buyers will qualify. Incentives are not guaranteed, change without notice, and are first come, first served.
Stone Martin Builders
- On select move-in-ready homes in the Huntsville area, including Athens and Meridianville
- Builder-backed incentives through the builder's preferred lender
Flex cash homes must close by Dec 31, 2026. Rate requires a primary residence, a 680+ credit score and financing through Ironcrest Mortgage; APR example from Stone Martin: $430,000 price, FHA 3.5% down. Flex cash can't exceed seller-concession limits or go toward the down payment. Offers can't be combined. Not all buyers will qualify. Incentives are not guaranteed, change without notice, and are first come, first served.
Lennar
Reduced rates on select Huntsville homes through Lennar Mortgage, below the market rate.
- Closing cost help on select homes
- Move-in-ready and quick move-in homes across the Huntsville area
- New-home builder warranty
- Ask me for the current rate and APR on a specific home
Incentives require financing through Lennar Mortgage and apply to select homes only. Rates, APR and terms set by the lender and subject to credit approval. Not all buyers will qualify. Incentives are not guaranteed, change without notice, and are first come, first served.
DSLD Homes
Temporary rate buydown on quick move-in homes (FHA, VA, USDA):
| Year 1 | 4.99% |
| Year 2 | 5.99% |
| Years 3–30 | 6.99% |
| APR | 7.93% |
- Up to $12,000 in seller credits toward eligible closing costs
- Conventional option: 5.5% / 6.5% / 7.5% (7.98% APR)
Participating communities only. Requires DSLD Mortgage and the seller's preferred title company. APRs assume a $265,000 price and 680 credit score and include the buydown cost. Limited funds; offer may end when funds run out. Not all buyers will qualify. Incentives are not guaranteed, change without notice, and are first come, first served.
What clients say
“Tere was such a delight to work with. We are so glad we had him as our agent, we told him what we needed and what we would like and it did not take him long to deliver plus more. If you are looking or even unsure about buying a house contact Tere and he will not only give you what you need with speed but he is happy to do so. He never got annoyed with my worries and frequent phone calls. Thank you Tere again you are truly the best!!!”
“From the first tour to closing day, everything was handled flawlessly by Teré, kept us informed and fought on our behalf. Highly recommend for anyone in the Huintsville area.”
“Are you in the market for a new home and don’t know where to start? That was me only 6 weeks ago. From my first interaction with Tere to closing it was a client journey worth 10 stars. Tere goes above and beyond and makes dreams come true. He delivered. And I know he will for you too. Call Tere today. Don’t delay your dreams. He will show you the way and opportunity will be at your doorstep in less than 6 weeks.”
Let's go find your deal.
Tell me which builder and price range caught your eye. I'll send the homes that fit, with the incentives that apply to each one, and negotiate the deal that gets you in.
Important: incentives are not guaranteed. Every incentive, rate and price on this page is offered by the builder or the builder's lender, not by Teré Calloway or Capstone Realty. Offers are subject to change or withdrawal without notice, apply to select homes only, have limited availability, and are on a first come, first served basis. Most require financing through the builder's preferred lender and, in some cases, its preferred title company. Rates and APRs are subject to credit approval, loan program, property eligibility and lock date; not all buyers will qualify. Payment examples are principal and interest only, for illustration, and are not a loan commitment or a quote; taxes, insurance, mortgage insurance and HOA dues will increase the payment. Market rate comparison: 7.5%, 30-year fixed. Information gathered October 15, 2026; confirm current terms before contracting.