$30K in flex cash and a 2-1 buydown on a new Hazel Green home

Trudi had just moved to Alabama when she saw one of my posts about another client getting their keys. She reached out with one question: could she do that too?

Within minutes she knew her real buying range and which new-construction deals around Huntsville were worth her money. The one that stood out was in Hazel Green: a $270,900, 3-bed, 2-bath, 1,683-square-foot new build with $30,000 in seller flex cash, no closing costs, a free fence, every appliance, and a 2-1 rate buydown: 2.875% in year one, 3.875% in year two, then 4.875% (5.879% APR) for years three through thirty. That's $5,436 less in payments over her first two years.

The catch was the clock. That incentive package came with a tight deadline.

Trudi was ready. She moved fast, we kept the file clean, and we locked in the home and every incentive before the window closed.

One more thing. Trudi is a die-hard Miami Dolphins fan, and I train Dolphins player Louis Moore when he's in Huntsville. Her closing gift was a football he signed for her.

Trudi, thank you for trusting me to lead you through one of the biggest financial decisions of your life. I'll always take care of you, and you can count on me to put you in your best position.

New to Huntsville? Start at the affordability page, then text me at (256) 222-5828 and let's go find your deal.

The deal, by the numbers

Price $270,900 · 3 bed / 2 bath · 1,683 sq ft · $30K seller flex cash · no closing costs · free fence · all appliances

Actual client-specific closed transaction. USDA financing with 0% down through DHI Mortgage using a seller-funded temporary rate buydown. Payments shown are based on final lender figures and include [P&I, mortgage insurance/funding fee if applicable, estimated property taxes and homeowners insurance]; [HOA excluded]. Client-specific result; terms are not represented as currently available to other buyers.

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