From Las Vegas to Huntsville: a new home with 4.75% locked for 30 years
Ricky and Tamika moved from Las Vegas to Huntsville, and they're the third referral from their family to buy a home with me in the past few years. Working with this family has been an absolute pleasure.
They wanted a home near their family here and the best deal possible. I walked them through each stage, told them exactly what each step would need, and showed them their real options.
Because I know the qualification side of different mortgages, we didn't waste time touring homes without knowing the price point. We started with what they wanted to pay monthly, then matched it to the incentives builders were offering.
That led to a brand-new 4-bed, 2-bath, 1,667 sq ft home in Hazel Green for $262,101, with no closing costs and a builder-funded permanent buydown at 4.75% (5.202% APR) for all thirty years: $1,618.65 a month with taxes and insurance included. The bedrooms were exactly right, and the backyard is massive. I'm already waiting on my invite to the first cookout.
Ricky and Tamika, thank you for trusting me to lead you through one of the biggest financial decisions of your life, and thank you to your whole family for trusting me again. I'll always take care of you, and you can count on me to put you in your best position.
Moving to Huntsville? Start at the affordability page, then text me at (256) 222-5828 and let's go find your deal.
The deal, by the numbers
| Rate | Monthly payment | |
|---|---|---|
| Years 1–30 | 4.75% (5.202% APR) | $1,618.65 |
Price $262,101 · 4 bed / 2 bath · 1,667 sq ft · no closing costs · permanent rate buydown · massive backyard
Actual client-specific closed transaction in Hazel Green, AL 35750. USDA financing with 0% down through Lennar Mortgage using a seller-funded permanent rate buydown. Payments shown are based on final lender figures and include [P&I, mortgage insurance/funding fee if applicable, estimated property taxes and homeowners insurance]; [HOA excluded]. Client-specific result; terms are not represented as currently available to other buyers.
More about buying in Hazel Green · new construction in Huntsville · more client closings
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Start with your numbers, then text me about the house you want. Preapproved buyers move fast — and negotiate from strength.