From Maine to Huntsville: a new home, a 2-1 buydown and $30,000 in seller credit

Todd and Betty came to me as a referral from a past client. They were moving from Maine to Huntsville, and they reached out on their way down to visit.

While they were in town, I showed them homes and gave them the lay of the land: the area, the local market and what was out there. Their plan was to wait until next spring to buy.

Then I secured a deal on a home that fit everything they wanted. When we broke down the numbers together, they saw that moving forward now was worth more than waiting.

Here's what we got: a 2-1 rate buydown at 2.99% in year one, 3.99% in year two, then 4.99% (5.879% APR) for years three through thirty, plus $30,000 in seller credit toward closing costs, a new fence, all appliances including a washer and dryer, and other upgrades. The home is a brand-new 3-bed, 2-bath, 1,618 sq ft home just southeast of Huntsville for $286,605, with a beautiful backyard view and amenities close by.

Todd and Betty, thank you for choosing me as your agent, especially for a move across the country. I'll always take care of you, and you can count on me to put you in your best position.

Moving to Huntsville? Start at the affordability page, then text me at (256) 222-5828 and let's go find your deal.

The deal, by the numbers

Price $286,605 · 3 bed / 2 bath · 1,618 sq ft · $30,000 seller credit (closing costs, fence, all appliances including washer and dryer, upgrades)

Actual client-specific closed transaction in Owens Cross Roads, AL 35763. FHA financing with 3.5% down through DHI Mortgage using a seller-funded temporary rate buydown: 2.99% year 1, 3.99% year 2, 4.99% years 3–30 (5.879% APR). Client-specific result; terms are not represented as currently available to other buyers.

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