The number that matters when you sell isn't the sale price — it's what you walk away with. Here are the costs that come out of the proceeds.
The main line items
- Brokerage compensation. Negotiable, set in your listing agreement. Any compensation offered to a buyer's agent is a separate decision we'll discuss.
- Mortgage payoff, including interest through the payoff date.
- Title and closing fees — some are customarily paid by the seller, and the split is negotiable in the contract.
- Prorated property taxes. Alabama property taxes are paid in arrears, so the seller typically credits the buyer for the portion of the year they owned the home.
- Repairs or credits negotiated after inspection.
- Seller concessions — closing costs or a rate buydown for the buyer, if part of the deal.
- HOA fees such as payoff letters or transfer fees, where applicable.
Costs you control
Pre-listing repairs, cleaning, staging and paint are optional — and should only be done when they return more than they cost. We'll decide that together with numbers.
Get a net sheet before you list
I'll give you a written estimate of your net at a few different prices, so you can make decisions with the numbers in front of you. See how I sell homes or request a home value.